Recreational Vehicles

Ineligible Risks

Unacceptable Drivers

• Driver or household member convicted of insurance fraud.
• Driver convicted of Fraud or Felony Use of Auto where permitted.
• Spouses living in separate households.
• Driver without a valid U.S. or foreign driver license or learner permit
• Driver with a revoked driver license.
• Any entertainer, celebrity, professional athlete, or other nationally known person.

Unacceptable Vehicles

The following RVs are not eligible for coverage.

• Vehicles that do not have a title
• Vehicles not licensed for street use.
• Vehicles leased or rented to others.
• Vehicles used for any business, commercial, delivery, or taxi services.
• Salvage title vehicles are unacceptable for Physical Damage coverage.
• Has more than two owners.
• Vehicles with a cost new value over $1,000,000.00.
• Vehicles on blocks, tied down, or in a permanent or fixed location.
• Vehicles used at work locations or used to drive to and from work locations.
• Park models and mobile homes.
• Vehicles used in racing and/or speed contests.
• Vehicles used in ice fishing.
• Only vehicle in the household.